You might be involved in a car wreck that occurs when your car is not insured or the insurance has lapsed. The details that are circumstantial to the car wreck need to be studied first. You might be at fault for the accident, in which case you need to pay for the damage that has occurred to the other party or to the vehicle. There might be expenses involved in medical treatment as well as to treat the damages done to the vehicle. In case the other driver was at fault, you might be covered for your losses by their insurance company. However, driving a car without insurance often attracts serious penalty in many places.
Accidents which are your fault
If you have been involved in a car accident where it was your fault or carelessness, you need to pay for the damages that have occurred. The driver, passengers as well as the vehicle might be harmed. Hence, it would involve medical costs for the people who are casualties of the accident as well as paying for the repair of the vehicle that would be more extensive than hail damage repair. Often the claimants might be several in such a case and one might become bankrupt paying for the damages.
Claims for other kinds of accidents
When you have been involved in an accident where the other party is at fault, you will be able to get your damages covered by making claims through the other party’s insurance. The money that is provided is sufficient to cover damage repairs akin to hail damage repair. In case the other driver also does not possess insurance, you can claim for money to pay for the damages or get legal assistance to get the other party to pay up. If you are interested you can view this website for scratch and dent.
Consequences of insurance expiry
If you have been involved in an accident and your car is not insured, you are likely to get your license suspended. In many states car registration is not renewed if you have not renewed the car insurance. In many accident scenes tickets are issued to those who are driving without insurance or when insurance has lapsed. For these consequences, it is necessary to ensure that you are driving on city roads with an insured car.
You might face jail time as well in case the extent of the accident is severe and you are found to be at fault. The absence of insurance of your car will increase the gravity of charges that the state will levy against you. If you have other driving misdemeanor instances, then these will build the case against you. Getting your license back or insuring your car after being involved in charges or accidents would become difficult.